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Open enrollment deadline approaching for government health insurance plan

Courtesy: MGN Graphics

WASHINGTON, D.C. - If you don't have health insurance, now is the time to act. The deadline to sign up or change your insurance plan in the government marketplace is this Saturday, Dec. 15.

Newschannel 3 spoke with U.S. Health and Human Services Secretary Alex Azar. He said for the first time, the average premium rates are going down for the majority of states.

Azar said for the benchmark silver plan, people in 39 states will see a decrease of about 1.5 percent for 2019. Azar also said 87 percent of people who get their insurance through the government exchange qualify for a subsidy that will help pay your premium.

If you go to HealthCare.gov, you can search for the plans that fit for you and your family.

The deadline to register during open enrollment is midnight Pacific time the night of December 15.

"If you get in line, if you're in the system, even if you don't get everything completed. But you do have to get in-process by December 15, otherwise you'll have to wait until the next enrollment period next year or you'll have to qualify for one of the special enrollment periods based on a life changing event,” said Azar.

HealthCare.gov has people available to help walk you through the process if you need help. You can get that help on the website or by calling 800-318-2596.

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