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Fake debt collector scam warning

Updated: Wednesday, August 20, 2014
 Fake debt collector scam warning story image

(NEWSCHANNEL 3) - Debt collectors are issuing a warning to consumers about debt collectors, or in this case, bogus debt collectors.

They say the industry is so un-regulated that people posing as collectors are trying to collect on debts.

That's leaving some consumers paying the price twice.

If you give money to a fake collector, the money is still owed to the legitimate company that holds your debt.

The best way to protect yourself from fraudulent debt collectors is to understand your rights.

If a debt collector threatens to sue for a debt you know is too old, it may be bogus.

Most states have a cut-off date of about 10 to 15 years.

You can check with the Michigan Attorney General's Office.

A scammer will refuse to tell you where the debt originated.

If the debt collector does tell you where your loan originated from, double check by contacting the original creditor.

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